RequirementsEssential Guide

How Many Speeding Tickets Disqualify You from a CDL? (2026 Rules)

Updated: Jan 20268 min read
CDL
CDL Schools USA Research Team
Commercial driver training and FMCSA compliance specialists with 15+ years of industry experience.

TL;DR

One bad ticket won't ban you. Two 'Serious Traffic Violations' (15+ mph over) within 3 years = 60-day CDL disqualification. Insurance companies use the 'Rule of Three': no more than 3 moving violations in 3 years. Pull your MVR before applying.

Warning:

If a school is not on the federal registry, you cannot get your license. All schools listed on CDL Schools USA are verified against the 2025 FMCSA database.

The Panic Moment Every New Driver Has

"I have two speeding tickets from last year. Is my trucking career over before it starts?"

This is one of the most common panic moments for new drivers. You want to enroll in CDL school, but you are terrified that your Motor Vehicle Record (MVR) makes you unhireable.

The internet is full of bad information. Some say "One ticket and you're done." Others say "As long as it wasn't a DUI, you're fine."

Neither is true.

The reality of getting hired with tickets comes down to two things: The Federal Government's definition of "Serious," and the Insurance Company's tolerance for risk.

1. The Federal Rules: "Serious Traffic Violations"

The FMCSA (federal government) has very specific rules about what gets your CDL disqualified. They don't care about a 5 mph over ticket. They care about patterns of reckless behavior.

According to federal law, the following are "Serious Traffic Violations" while driving any vehicle (even your personal car):

  • Speeding 15 mph or more over the limit
  • Reckless Driving
  • Improper or erratic lane changes
  • Following too closely (tailgating)

⚠️ The Disqualification Rules:

  • 1st Serious Violation: No disqualification (just points on your license)
  • 2nd Serious Violation (within 3 years): Automatic 60-day CDL disqualification
  • 3rd Serious Violation (within 3 years): Automatic 120-day CDL disqualification

✅ The Takeaway:

One bad ticket won't ban you. Two bad tickets in three years will.

Related: If your issues go beyond tickets, read our guide on Can I Get a CDL with a Felony?

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2. The Insurance Rules: The "Rule of Three"

Even if the government says you are legal to drive, a trucking company won't hire you if their insurance provider refuses to cover you.

Insurance companies don't just look at "serious" violations; they look at everything in the last 3–5 years.

📋 Most Major Carriers Follow the "Rule of Three":

  • 1 No more than 3 moving violations of any kind in the last 3 years
  • 2 No more than 1 "at-fault" accident in the last 3 years

⚠️ Reality Check:

If you have two speeding tickets (10 over) and one failure to yield in the last 36 months, you are knocking on the door of "unhireable" for major carriers.

If your record is messy, don't despair. Check out Trucking Companies That Hire Drivers with DUIs for "second chance" carrier options.

3. When Do Tickets "Fall Off"?

This is crucial. Recruiters generally only look back:

  • 3 years for standard tickets
  • 5-7 years for major issues (like reckless driving)

✅ Good News:

If you have a messy record from 4 years ago, but you've been clean since, you are likely employable.

⚠️ Important:

Do not guess what is on your record. You need to know exactly what the recruiter is going to see before they see it.

Conclusion: Don't Panic, Get Organized

If you have one or two minor tickets, you are fine. Stop worrying.

If you have multiple tickets or a "15+ over" ticket in the last few years, your options shrink, but they don't disappear. You may need to start with smaller "second chance" carriers.

The most important step is knowing exactly where you stand before you apply.

📋 STOP GUESSING. See What They See.

Don't walk into a recruiter interview hoping they don't find that ticket from 2024. Know what's on your record and fix errors before they become rejections.

Download The MVR Cleanup Checklist - $4.99

Includes step-by-step guides to pull your official state MVR and contest inaccurate tickets.

Only Trust FMCSA-Verified Schools

All schools on CDL Schools USA are verified against the federal Training Provider Registry (TPR). Using an unverified school means you cannot legally obtain your CDL.

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